Christmas is past and as I look back it was a really nice Christmas. I kept it as simple as I could. My (step)dad sent money for me and the kids that are here. Normally I would’ve spent the money for me on the kids, but this year I bought myself things. Some was practical [...]

Most of us are mostly concerned about how the children will handle a financial crisis at Christmas time and we do our best to make sure that they have what they need. If you aren’t doing that, you should. This would be the time to hook up with a church or other organization to see [...]

During a financial crisis, there may not even be money for a necessities like toilet paper. You family may be able to get by with using napkins (be careful not to clog the toilet with them, buy the thin cheap ones), but what about when company comes? What about when their friends come over? NO [...]